*Transition from Cigna to UMR/UnitedHealthcare*
*Effective January 1, 2024*
You should have received a new medical / prescription drug ID card in the mail before January 1, 2024. **If you have not received your ID card, you can download your digital ID card at or in the UMR mobile app, or contact UMR Member Services directly at 800-207-3172.
Your benefits are not changing -- you will continue to receive the same comprehensive benefits as you do now.
Your dental network is not changing and will continue to be provided through Cigna.
Your vision network is not changing and will continue to be provided through VSP.
If you have any questions, please contact the Administration Office at 720-923-7791.


The Spring 2024 Newsletter is here! The newsletter is a great resource to stay informed about your benefits!!
If your e-mail address in on file with the Adminstration Office, you can Register / Log In at the top of this web page to view and update your contact information and view your work history! If you cannot Register / Log In, please reach out to the Administration Office to ensure your e-mail is on file.
Click here to access the Employer Remittance Portal.

Pipe Industry

Health and Welfare Fund of Colorado

Click here to access your account
Click here to access your MyCigna account
Click here to access your VSP account
Introducing UMR!
Optum EAP -- Available 24/7 at NO COST to you
Visit (access code "pipe") or call 855-205-9185
Introducing OptumRx!
Want access to your pharmacy benefit information 24/7? Paperless delivery is the way to go. You get email notifications when new documents are available and can easily view important plan documents online. Sign in to your Optum Rx® account to switch your preferences to paperless.
Teladoc Health -- Available NOW!
Talk to a doctor anytime, anywhere by phone or video.
How To Get Started -- Set Up Your Account TODAY!

Introducing Teladoc Health -- Chronic Condition Management

*Effective January 1, 2024, this link leads to the machine readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine-readable files are formatted to allow researchers, regulators, and application developers to more easily access and analyze data.
Click here to access Wex Health, and login to your account.
Download the mobile app! Search "PICO HRA" in the app store.
WEX Health HRA "How To" Videos
Active Plan Documents
Basic Plan Documents
*Participant Claim Forms*

Colorado Pipe Industry

Annuity and Salary Deferral Trust Fund

Click here to access your Principal Annuity account. Welcome!
Principal Participant Service Center
Monday - Friday 6 AM - 8 PM MT

Let’s work together to keep your retirement savings safe.  
Principal® takes the security of your retirement savings seriously—that’s why they offer a Customer Protection Guarantee. You can help keep your savings safe and secure by taking the following steps today:

This helps Principal verify your identity and prevent fraudsters from accessing your account.

  • Review your account information periodically.

Confirm your email address and phone number are up to date. That way, Principal can contact you quickly if there’s ever an issue.

Want more tips on how to keep your account secure? Check out this article from Principal.

*Important! Designate Your Beneficiary!*
Annuity Plan Documents

Elevate your financial wellness with the help of Principal's monthly webinar series!

Register! A woman’s guide to increasing healthspan and wealthspan

Wednesday, July 17, 2024 at 12:00 PM MT

You deserve to feel confident in your financial health and well-being. Join us for a live webinar featuring Maddy Dychtwald, a best-selling author and expert on women’s longevity and aging, health, wellness, and the new retirement.

In this webinar, Maddy’s expertise will help you elevate your health and wealth connection and invest in your future self. She’ll cover three dynamic forces that are impacting women’s health and wealth today:
• Moving from financial dependence to financial power
• Leading the longevity revolution
• Matching healthspan and wealthspan to lifespan
Learn with Principal -- Missed a webinar? Watch replays of Principal's top performing webinars!
Principal Milestones
As a participant, you have access to ARAG which provides resources for help with legal documents such as of Power of Attorney and Wills FREE of charge. Visit and log in to your account now to get started!
Additionally, participants have access to Enrich, which provides financial wellness topics on the Principal website.

Contact Us

1391 Speer Boulevard, Suite 450
Denver, CO 80204
P: 720-923-7791
F: 833-263-8956